Huge issues you are dealing with now in your 401(k).
How to best preserve your 401(k) principal.
You can’t “set-it-and-forget-it.
When it’s time, it’s time.
And it is past time for a better 401(k) preservation decision.
Not necessary to “sell everything.”
Good idea to revisit why you own your current 401(k) mutual funds.
How much of your 401(k) mutual funds invest in stocks?
What kind of stocks do these mutual funds own?
Do these mutual funds own Value or Growth companies?
Do these mutual funds own Large, Mid, or Small Cap companies?
Do these mutual funds “overweight” in Technology stocks?
And bonds are nowhere to hide now.
How much bond exposure in your 401(k) target date mutual fund?
Awareness is the key to 401(k) risk management.
When you know what your 401(k) mutual funds own.
You can manage your 401(k) principal risk.
Do you have a 401(k) risk management strategy in place now?
Best time to ask yourself that question now than in the last three years.
Political, economic, and societal events have changed.
The old days of a “buy-and-hold” 401(k) are over.
The last several years of your 401(k) investment gains are now at risk.
With years of both personal and company-matching 401(k) contributions.
Your current 401(k) mutual funds are overloaded.
Apple, Alphabet (Google), Facebook, Twitter, Netflix, and Tesla.
If you knew how much your 401(k) mutual funds owned these same stocks.
You would be much more nervous than you are now.
Large Cap Growth and Technology stocks have been hardest hit.
Along with the S&P 500 index mutual funds.
Ready to learn from past 401(k) “buy-and-hope” mistakes?
…if you’re tired of guessing “what to buy” in your 401(k).
…if you’re losing 401(k) principal at an alarming rate.
…if you’re spending too much time worrying about your 401(k).
Comment below. Or let’s get a LinkedIn connection started.
The sooner the better.
Know what you own in your 401(k) mutual funds.
You have worked too hard in your career.
To give up your recent 401(k) stock and bond market gains.
Take at least a few minutes now to preserve them.
Ric Lager
Lager & Company, Inc.
Sign up to receive a well-crafted 401(k) advice newsletter.
Delivered to your LinkedIn news feed once a week.
Sign up here.
