The best articles that I find are the ones where I can’t add any value to the content. This article that I found this morning at The Baseline Scenario by James Kwack is another example.
Target date mutual funds can be found in the vast majority of Minnesota company 401(k) retirement plan default menus. These mutual funds are not the best investment options for individual company 401(k) retirement plan investors.
This article provides a complete independent analysis of the target date mutual fund problem.
Ric Lager
Lager & Company, Inc.
