Most individual Minnesota company 401(k) retirement plan participants are not engaged in the investment management of their company 401(k) retirement plan account.
These individual investors don’t pay any attention to their monthly or quarterly company 401(k) retirement plan statements. They don’t make changes in their mutual fund holdings. They don’t call their company 401(k) retirement plan provider and ask questions. The lack of attention is even worse for some individual investors. They have no idea what mutual funds they currently own in their company 401(k) retirement plan accounts. And they don’t know their log in and password information to access that information online.
If you fall into one of the categories described above, there is a solution.
You don’t need more investment advice education. You do need to seek out investment advice from a professional investment advisor.
The investment management experience and expertise is available for you to make better sense out of your company 401(k) retirement plan account options.
An independent investment adviser will analyze your company 401(k) retirement plan menu. He or she will then come up with an investment management strategy that fits how much investment risk you are willing to take.
You will not continue to guess at what to do with your retirement plan money. Instead, you will know the best mutual funds to own in your company 401(k) retirement plan account.
This summer, get more engaged in the management of your company 401(k) retirement plan account. Begin with a call or e-mail to a local independent investment advisor.
The stakes are simply too high to let your company 401(k) retirement plan account to continue to go unloved and unwatched.
Ric Lager
Lager & Company, Inc.
