So, ask yourself: are you giving your 401(k) the attention it deserves?
Unfortunately, many people are not. Many 401(k) participants have no idea what they own in their 401(k). What their better mutual fund options are. Or how much stock and bond market risk they are taking on.
Each of those investment management elements are all important to know. Because it is not enough to save for retirement. You must invest intelligently.
Think of your 401(k) as a tool. It is big, it is powerful … and it is useless if you do not understand it. It is only common sense, isn’t it?
If you have taken the time to understand what is in your 401(k), congratulations! You are part of an elite few. But if you have even the slightest doubt about how your 401(k) is doing or what you are invested in, it is time to act.
Getting the most out of your 401(k) is simple. It all starts by getting a second opinion! Why is a second opinion important?
Have you ever scrutinized the documents your 401(k) plan provider has sent you? Not because it is hard to understand and time consuming. There are so many details to sift through, so much technical language to decipher. And that does not even begin to cover understanding the various mutual fund options you have!
That is where my team and I come in. With our special “401(k) Second Opinion Service,” we can sit down with you and review your 401(k) together. We can help you:
· Sort through the mutual fund options available to you. that is the only way you can choose the right funds for your specific needs and goals.
· Know how much stock and bond market risk you are taking on and how you may be able to decrease it.
· Disclosure exactly how much you are paying in annual mutual fund fees and expenses.
Now ask yourself another question: “Do I want to retire some day with the most money possible?” If you answered YES, you need to get the most out of your 401(k) during your working career.
Do not let your personal contributions and company-matching contributions go to waste. A second opinion will give your 401(k) account the attention it deserves.
To schedule your free second opinion, please give us a call at 763-377-2006. It is quick, it is easy … and the benefits last a lifetime.
Ric Lager
