You, and your 401(k), deserve better.

Like night follows day.
It would be funny.
If it weren’t so predictable.

The talking head investment managers.
The mutual fund marketing departments.
The financial-literacy experts.

“Stay the course.”
“Stick with your plan.”
“Don’t panic and sell.”

After individual 401(k) investors lose tens of thousands of dollars.
What else CAN they say?

It’s not just about the paper losses in your 401(k).
It’s the financial media telling you that you can’t hide.
There is nothing you can do to preserve your 401(k).

I call B.S.

Staying the course in your 401(k) means not caring.
About the last few years of personal 401(k) contributions.
About the last few years of company-matching “free money” contributions.

If you are “doing nothing” in your 401(k), you are falling behind.

Adjust your 401(k) investment management strategy.
To the tariff-induced changes in the U.S. stock markets.

A 401(k) “stop loss.”
A dollar amount or percentage.
Once that level is reached, you sell your worst 401(k) mutual funds.

Want to know the worst mutual funds in your 401(k)?

Then let’s connect on LinkedIn.

P.S. There are common sense alternatives to protect your 401(k) principal.
       All you have to do is be willing to listen.

Ric Lager

P.S. Here’s the best way to share my 401(k) advice content.
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