I have heard multiple Minnesota individual investors that I have met with tell me about their deep seated feelings of their stock market investments being totally out of their understanding and control.
There seems to be a nagging feeling by individual investors of all shapes and sizes that every few years, the stock market will take back their hard earned investment gains.
This stock market anxiety is especially high now, after many individual investors have had the good fortune of the recent stock market advance to all-time high price levels.
Twice in the last ten years, both in 2000-2002 and 2007-2009, the U.S. stock markets saw the popular stock market averages down by more than 50%. Many individual stock market investors were scared forever by seeing their stock market investments down in value more than they ever dreamed possible.
No stock market goes up forever. If you have a stock market risk management plan in place now, you will preserve more of your stock market gains. A stock market risk management game plan in place means that you keep more of your stock market money safe from the next great stock market decline.
A first-rate investment adviser is able to recognize periods of excessive stock market risk. That advisor is then able to put a stock market risk management game plan in place that suits the investment risk tolerance of the individual stock market investor.
The economic news this week is beginning to look and feel like there is an increased potential for a stock market pullback. Having a stock market risk management game plan in place now may mean the difference in your retirement savings and lifestyle years from now.
Ric Lager
Lager & Company, Inc.
