Dear 401(k), I know that I have neglected you lately. The truth is, I have not even found the time to look over my 2016 year-end account statement. Remember that you were one of my 2017 New Year’s resolutions? I promised that I would pay more attention to you going...
I meet with new individual company 401(k) retirement plan participants just about every week. The first thing I want to accomplish is to present my qualifications and experience in analyzing a company 401(k) retirement plan mutual fund menu. The second thing that...
All-time stock markets highs and once-in-a-lifetime interest rate lows have made individual company 401(k) retirement plan participant look like investment experts. Good investment times never last forever. The last several years of your company 401(k) retirement plan...
More and more company 401(k) retirement plan sponsors are offering the SDBA account option. SDBA stands for a self-directed brokerage account. This account option is offers a brokerage account options within your existing company 401(k) retirement plan account. The...
The hard truth is that individual company 401(k) retirement plan participants really don’t want to make investment management decisions. The reasons vary from person to person. Here is a brief list of the most common problems facing individual company 401(k)...
How would you feel if your home security system failed, the backup battery failed, and no one called the police or the fire department as your home burned to the ground? You would be upset. When you calmed down, the first call would be to your homeowner’s insurance...
