The widely-accepted theory about the mutual funds in your company 401(k) retirement plan account is that your money is invested with professional investment managers. And according to the mutual fund marketing materials, the investment goals of these managers are to...
I have been providing investment advice to individual company 401(k) retirement plan participants for 18 years. Without question I know the following fact regarding individual investor behavior to be true. My clients rarely get upset with company 401(k) retirement...
There are three separate parts of every company 401(k) retirement plan account. The sponsor (the company you work for), the provider (the company who has custody of your company 401(k) money…Fidelity, Schwab, Vanguard, etc.), and you, the company 401(k) retirement...
Here is another reminder about how much more individual investors don’t know about the biggest piece of their retirement savings; their company 401(k) retirement plan accounts. The 2018 TIAA Institute-GFLEC Personal Finance Index was recently released. This report is...
Most individual company 401(k) retirement plan participants have no idea how the recent price drops in tech stocks like Facebook, Apple, Amazon, Netflix, Google, Microsoft, Alphabet and Tesla have negatively impacted their account values. The quick and severe declines...
Most individual company 401(k) retirement plan participants have this quarterly song-and-dance down to a science. It is truly a thing of beauty to behold every three months. Your company 401(k) retirement plan quarterly account statement turns up in your mailbox. From...