There are far too many numbers referenced in personal finance articles. How on earth can individual company 401(k) retirement plan participants keep them all straight? I focus my company 401(k) advice client’s attention on the only two numbers that really matter. The...
I have asked the same company 401(k) retirement plan investment management question for both clients and prospects over the last two weeks. The gain, and then loss, of double-digit investment gains this year should require each individual investor to give at least a...
The dramatic decline of the U.S. stock markets over the last two weeks has grabbed most of your attention. Every individual company 401(k) retirement plan participant should be keeping a close watch on their stock mutual funds. While you are at it, you might want to...
The title of this blog post may seem counter intuitive at first glance. Let me try to explain the meaning. For the last nine-plus years, the “set-it-and-forget-it” company 401(k) retirement plan account investment management strategy has worked wonders. Higher stock...
Every time the U.S. stock markets go down in a big way, the same financial media avalanche of investment advice follows. The never-ending articles and TV experts stand in line to tell you “not to panic and think about the long-term.” The remainder of their predictable...
Over the years, I have had a number of my individual company 401(k) retirement plan advice clients tell me that they want to “swing for the fence” with their company 401(k) retirement plan mutual fund investments. Alert: After the last nine-plus years, and the longest...
