The investment advice business is a service business. A dry cleaner, a lawn care company, and the person who cuts your hair are all in the service business. An individual company 401(k) retirement plan participant seeks out an investment advisor to solve an investment...
Have you ever noticed that the mutual fund options in your company 401(k) retirement plan menu are listed in alphabetical order? Well, there is a research report published a year ago that answers that fact. And it found that mutual fund names beginning “early in the...
Dollar-cost averaging is widely promoted as one of the main pillars of company 401(k) retirement plan account investment management strategies. This strategy fits perfectly into how most individual investors fund 401(k) retirement plan accounts. Each month, money is...
I have had this same conversation with many of my individual company 401(k) investment advice clients over the last few weeks. I truly believe that any working investor would most likely benefit from asking themselves the same question right now. Like many questions...
Last week, I read a November research report from Chicago-based Morningstar that reinforces what most individual company 401(k) retirement plan participants believe is really true. The research report is a white paper titled “Bigger is Better.” The coauthor is David...
The end of the calendar year is often a time of self-reflection in the investment advice business. In this blog post, I am going to ask you to devote some time to the timeline of events in your company 401(k) retirement plan account this last year. This relentless...
