This argument goes back almost as far as company 401(k) plans themselves. The logic goes as follows: since most individual mutual funds can’t beat the S&P 500 index consistently, why not just buy the S&P 500 mutual fund on your company 401(k) menu? It turns...
Managing the default menu of mutual fund options in your company 401(k) retirement plan account can be an intimidating. You did not pick the mutual funds. Your company did not pick the mutual funds; they just approved the mutual fund menu recommended to them by a...
Over the last few weeks, several of the most reliable inflation metrics are clearly showing the beginnings of a sustained inflation rate rise. As a reminder, inflation measures price increases in consumer goods and services. Inflation is the biggest threat to bond...
“There are two ways to be fooled. One is to believe what isn’t true; the other is to refuse to believe what is true.” Soren KierkegaardPhilosopher, 1813-1855 Consider how much you currently pay attention to the investment management decisions you are required to make...
They don’t call it March Madness for nothing. The first two rounds of the men’s 2021 NCAA tournament were filled with major upsets. Eight of nine Big Ten teams failed to advance to the Sweet 16 round. If your bracket has exploded, you are not alone. Take the time you...
Regardless of age, investment experience, or interest in personal investing, every individual investor has read or heard about the merits of a “balanced” company 401(k) retirement plan account. A “balanced” stock and bond market portfolio offered in target term mutual...
