Talking heads on cable news. Daily feature articles with scary headlines on financial media web sites. You got to love all the Wall Street analysts and economists. This group of experts cannot help your 401(k). Or produce a logical, disciplined, and organized 401(k)...
I see this all the time. Individual investors with the best of intentions. To take more control of their 401(k) investment management decisions. The historic no good 401(k) investment returns from 2022 should now have your full attention. Year-end 401(k) statement...
December is always a month when you have a little “down time.” That is the time you can use to update your 401(k) investment management strategy for next year. Start with reviewing the ‘expense ratio’ in your 401(k) mutual funds. The best way to begin is...
Your 401(k) marketing materials make the following message loud and clear. 401(k) participants do not have the necessary experience, training, or knowledge. They cannot manage their own 401(k) accounts. Your 401(k) provider (Schwab, Fidelity, Vanguard, etc.) offers a...
Several companies have announced layoffs over the last few weeks. I thought short refresher on 401(k) rollovers would be helpful. Most individual change careers. They leave more than one 401(k) account behind. Add in a job switch. And a spouse. Soon you have a...
Even casual investors have read an article about the merits of diversification. More than one. It is one of the most repeated financial services provider advertisement themes. If not, your 401(k) provider web site would be more than happy to help. They could fill up...
