As usual, I had SiriusXM radio blaring away at around 5:30 AM in the morning. In my car on the way to my morning workout. It is a good thing I do not have neighbors close to my driveway. The rabbits do not mind the noise that time of morning. If I continue to let them...
The S&P 500 is down 19% so far this year. And the stock markets may have much further to fall. And the summer rally has died. The stock markets are down 10% over the last month. Stock market investors have become bearish. The aggressive Federal Reserve monetary...
If a target date mutual fund was your favorite sports team. They would miss the playoffs this season. In the last few weeks, lawyers filed six separate suits against 401(k) sponsors. Each of these lawsuits charged the BlackRock target-date funds with deficient...
Investing in a target date mutual fund in your 401(k) is popular. One of the main selling points of target date mutual funds is this. Investors closer to their desired retirement date are provided more principal preservation. Younger investors with years to invest in...
It is crazy to me those individual investors who are surprised by their 401(k) account losses so far this year. They paid no attention in their “buy-and-hold” world. They delayed any logical and disciplined investment management decision. When their 401(k) account...
Like many things in the investment management world. Selecting 401(k) mutual funds comes down to a basic math problem. The answer to the “what to buy?” question is solved by ranking your 401(k) mutual funds by annual costs. Then by annual investment performance. Why...