The calls and e-mail began to arrive earlier in March. All with the same two 401(k) investment management concerns. “When do we sell? I don’t want to lose the last several years of my stock and bond market gains.” Worrying about catastrophic stock and bond market...
Today’s stock and bond market climate is unusual. Both volatile. With an added touch of out of control inflation. A “buy-and-hold” or “set-it-and-forget-it” 401(k) investment management strategy no longer applies. In fact, it is dangerous to your 401(k)...
It is that time of year again. More proof of a post-pandemic “back to normal.” The NCAA men’s basketball tournament is back. On Sunday, March 12th, the NCAA selection committee will announce the field. For the 2023 NCAA Men’s Basketball tournament. Ready or not,...
Talking heads on cable news. Daily feature articles with scary headlines on financial media web sites. You got to love all the Wall Street analysts and economists. This group of experts cannot help your 401(k). Or produce a logical, disciplined, and organized 401(k)...
I see this all the time. Individual investors with the best of intentions. To take more control of their 401(k) investment management decisions. The historic no good 401(k) investment returns from 2022 should now have your full attention. Year-end 401(k) statement...
December is always a month when you have a little “down time.” That is the time you can use to update your 401(k) investment management strategy for next year. Start with reviewing the ‘expense ratio’ in your 401(k) mutual funds. The best way to begin is...