Too many mutual fund choices in your 401(k)
Over the course of a month, I review between 10 and 15 new 401(k) retirement plan mutual fund menus. Since I started in 1999, that is a lot of reviews. By any international standard. Every new 401(k) retirement plan menu reminds me of going to the candy store in the...
Can your 401(k) be self-directed?
I have provided investment advice to self-directed 401(k) investors since July 1999. Most 401(k) participants do not know about self-directed 401(k) accounts. That fact has always been a mystery to me. Most individual investors have a traditional view of their company...
Safety first in your 401(k)
I talk with several individual 401(k) participants each day. I have a growing concern that few are prepared for the potential risk of principal loss. The last 13 years has lulled many 401(k) investors into a false sense of continual optimism. Stocks and bonds have...
Your 401(k) is too complex
When it comes to 401(k) investing, it is always best to keep it simple. That is my main message to all individual 401(k) investors. Mutual funds should make life simple. Many popular 401(k) mutual funds were founded in the 1920’s and 1930’s. For smaller investors who...
