Having a disciplined 401(k) investment process is very important. Because your 401(k) doesn’t always go up in value.Every once-in-a-while, the stock markets go down. Along with it your 401(k) account value.The last few years of personal 401(k) contributions.The last...
Do you want to preserve your 401(k) account value now? It might be a good idea to keep the last couple of years of 401(k) stock market gains. Along with your personal and company-matching 401(k) contributions. If interested, then you need to do this: Identify the...
“What should I do about tariffs?” If you’ve been following the financial news at all.You know that a feeling of anxiety has dominated the U.S. stock markets. But in the last few days, that anxiety has turned into fear.Fear of the March 4, 2025, enactment...
This isn’t your standard 401(k) investment advice. I use it with my 401(k) advice clients. To improve their 401(k) mutual fund picks.To help remove their doubts. Fears. Uncertainty. Few parts of your life are certain.Your 401(k) investment management strategy does not...
If you are a 401(k) investor, you know this. You make your investment decisions based on emotions. Call it an occupational hazard. Over 41 years as an investment advisor. Facts, figures, statistics.Tables, graphs, and charts. All tied to logic, discipline, and...
You need to rethink the current stock market risk level in your 401(k). It’s a simple shift.Not hard if you use the right mutual fund analytical tools. Because the main direction of the U.S. stock markets may shift.If the new tariffs hurt company earnings going...