The right 401(k) diversification for you
The 60/40 portfolio. Long considered the most important long-term 401(k) investment management theory. Harry Markowitz won a Nobel Prize in 1990 for the development of the theory. 60 percent stock and 40 percent bonds. A sure-fire strategy for long-term investment...
Three ways to make the best out of a bad company 401(k)
Some men have strange hobbies. I gather and analyze the main 401(k) mutual fund menus from hundreds of companies. In most cases, I am not impressed. Most 401(k) retirement plan mutual funds have the same investment management problems. These mutual funds are too...
401(k) SDBA is the perfect Christmas gift to yourself
Your company 401(k) account intends to build your retirement nest egg wealth. The last few years that has been an exceedingly difficult investment management challenge. The stock and bond market went down big in 2022. Each market has rebounded so far in 2023. But many...
Do you live in your 401(k) past or future?
I have provided investment advice to individual 401(k) participants for over 25 years. In my experience, 401(k) participants fall in to two very distinct groups. The first group live in their past 401(k) investment management results. Over their entire working career,...
