Last week, MarketWatch published a great article on the recent surge in company 401(k) retirement plan lawsuits. This article does a very good job of summarizing exactly how a company 401(k) retirement plan is deficient. The main concerns are poor investment option,...
In early February 1982, the interest rate for 10-year U.S. Treasury bonds peaked at almost 15 percent. Since then, fixed income mutual fund investors have enjoyed a bull market in bonds. If you have owned bond mutual funds in your company 401(k) retirement plan...
Corporate earnings are the best in the last 24 years. Over 80% of reported earnings to date were about analysts’ expectations. In the last two weeks, we have had the best corporate earnings announcement since 1994. Weren’t the late 2017 corporate tax cuts going to...
I am here to tell you that an everyday traffic jam may help you preserve tens of thousands of dollars of your company 401(k) retirement plan value. Before you begin your drive from home or work to an unfamiliar destination, do you turn on Google maps? You most likely...
The widely-accepted theory about the mutual funds in your company 401(k) retirement plan account is that your money is invested with professional investment managers. And according to the mutual fund marketing materials, the investment goals of these managers are to...
I have been providing investment advice to individual company 401(k) retirement plan participants for 18 years. Without question I know the following fact regarding individual investor behavior to be true. My clients rarely get upset with company 401(k) retirement...