The title of this blog post may seem counter intuitive at first glance. Let me try to explain the meaning. For the last nine-plus years, the “set-it-and-forget-it” company 401(k) retirement plan account investment management strategy has worked wonders. Higher stock...
Every time the U.S. stock markets go down in a big way, the same financial media avalanche of investment advice follows. The never-ending articles and TV experts stand in line to tell you “not to panic and think about the long-term.” The remainder of their predictable...
Over the years, I have had a number of my individual company 401(k) retirement plan advice clients tell me that they want to “swing for the fence” with their company 401(k) retirement plan mutual fund investments. Alert: After the last nine-plus years, and the longest...
“When the facts change I change my mind. What do you do sir?” – John Maynard Keynes Listening is one of the hardest things to do. There are multiple daily obstacles that interfere with really paying attention to the most important things in our lives. Company 401(k)...
Last weekend I listened to a one of the speakers from the 2018 Morningstar Conference. The presentation was from one of my favorite speakers, behavioral economist Daniel Kahneman, winner of the 2002 Nobel Prize in Economics. Kahneman told the crowd about a period when...
I have been providing investment advice to individual company 401(k) retirement plan participants for over 19 years. Many of my individual company 401(k) advice clients have well over six-figure balances. Most of these individual investors have a desired retirement...
