Technology is revolutionizing both work and personal life. The investment advice industry is a prime example. I started in the brokerage business in 1984. Stock brokers had exclusive access to everything. Research, trading, and custody of client accounts. Today, not...
I am blessed to collaborate with great individual 401(k) advice clients. They are even-tempered, fact-driven people. Who can listen to reason. And are not afraid to admit they “don’t know what they don’t know.” That has not always been true. With many of my 401(k)...
You should hold as much of your 401(k) as you can in stocks. Because stocks always provide better investment returns over the long run. Always better than other investments alternatives. Bonds, international stocks, or the money market. Stocks beat them all over the...
It’s too late for you to worry about the most common 401(k) investment management regret. You know the one I am talking about. “What do I buy?” The good news is that that stock market has “bailed you out” over the last few quarters. Provided you with the gift of a...
Every few years. You know it can happen. But most 401(k) investors don’t pay attention when it happens. “Buy-and-hold” fails as a successful long-term 401(k) investment management strategy. The reason has nothing to do with investment management. The reason is...
The stock and bond market risk levels have changed. You have seen the headlines. Even if you don’t pay attention every day. Take a good look at the mutual funds you own now in your 401(k). The annual fees and expenses first. Are you receiving the investment returns...