The target-date funds found on your company 401(k) retirement plan menu have been promoted endlessly both by your 401(k) retirement plan provider and your company. What’s not to like? The mutual funds are advertised to automatically shifts your stock and bond market...
Throughout the history of the U.S. stock markets, corrections happen regularly and are impossible to predict. In most cases, these stock market losses are the result of investor’s emotions rather than economic fact. Last December, the most recent stock market...
If you answer “no” to either of the following three questions, the last several years of your company 401(k) retirement plan contributions and stock market gains are at risk. Do you have the time to manage your company 401(k) retirement plan account? I routinely sit...
If you look hard enough, there is likely an academic study for a topic of interest. I found a great article last week about the problems picking individual company 401(k) mutual funds. A market research firm teamed-up with three university professors to analyze the...
Most times individual investors fall into the same category. They think that managing stock and bond market investments is much more complicated and confusing that it really is. The best investment management advice is often contained in the simplest common-sense...
Last week, I came across another very good article from Morningstar. This great content was authored by Jeffrey Ptak. The title of the article is, “The Active Stock Fund Slump Explained.” As a reminder, there are two main types of mutual funds available on your...