Last week, I was referred by a long time individual 401(k) investment advice client. He is an attorney, and referred me to a younger attorney in the same department at his law firm. As I always do, I did a social media search on the young attorney. Decent undergrad...
Spring means spring cleaning. And spring-cleaning means yard sales. There has to be someone who thinks the junk you own is actually worth something, right? This Spring there is much more cleaning to be done than just closets and garages. There is very likely some...
It’s Spring. The weather is warm. And the masks are slowly fading away. It’s time to take a more open-minded and unconventional approach to your company 401(k) investment management strategy. There is an easy option available to avoid the poor mutual fund options that...
Admit it. You hate watching your company 401(k) retirement plan account. Based on my 22-plus year of providing investment advice to retirement plan participants on their default 401(k) mutual fund menus, I have a great deal of confidence in the following three...
The financial media offers some of the cleverest advertisements. The problem is the majority of investment products promoted are not available on your company 401(k) retirement plan menu. What good is a Morningstar 5 Star Rated mutual fund if you can’t own it in your...
This argument goes back almost as far as company 401(k) plans themselves. The logic goes as follows: since most individual mutual funds can’t beat the S&P 500 index consistently, why not just buy the S&P 500 mutual fund on your company 401(k) menu? It turns...
