Congratulations on your recent and current all-time high valuations of your company 401(k) retirement plan account. Truth be told, your “buy-and-hope” investment management strategy has worked exceedingly well over the last few years. Now, the bad news. When it comes...
I don’t provide “plan level” 401(k)investment advice; meaning I am not the broker of record for any small business 401(k) plans. In plain language, I don’t sell 401(k) plans to small business owners. My niche is providing investment advice to individual company 401(k)...
There’s a stealth investment vehicle that has made its way into many large company 401(k) retirement plan menus over the last few years. It’s called a collective investment trust (CIT). You might own one or more of these company 401(k) investment options right...
A funny thing has happened on my journey providing investment advice to individual company 401(k) retirement plan participants over the last 22 years. It’s the mental and emotional arithmetic used by 401(k) investors dealing with stock market gains and losses....
Everyone has an area of their life that includes a set of blatantly obvious facts that are not oblivious to them. These are called blind spots. You either choose to “don’t care” or “don’t have time” to be bothered. The periodic investment management decisions required...
No more masks! At least where I live, work, and shop. But that is not even the best news lately. Your company 401(k) retirement plan account has been on an historic run. For over a decade, your retirement nest egg has ridden along with the stock market to all-time...
