A funny thing has happened on my journey providing investment advice to individual company 401(k) retirement plan participants over the last 22 years. It’s the mental and emotional arithmetic used by 401(k) investors dealing with stock market gains and losses....
Everyone has an area of their life that includes a set of blatantly obvious facts that are not oblivious to them. These are called blind spots. You either choose to “don’t care” or “don’t have time” to be bothered. The periodic investment management decisions required...
No more masks! At least where I live, work, and shop. But that is not even the best news lately. Your company 401(k) retirement plan account has been on an historic run. For over a decade, your retirement nest egg has ridden along with the stock market to all-time...
Last week, I was referred by a long time individual 401(k) investment advice client. He is an attorney, and referred me to a younger attorney in the same department at his law firm. As I always do, I did a social media search on the young attorney. Decent undergrad...
Spring means spring cleaning. And spring-cleaning means yard sales. There has to be someone who thinks the junk you own is actually worth something, right? This Spring there is much more cleaning to be done than just closets and garages. There is very likely some...
It’s Spring. The weather is warm. And the masks are slowly fading away. It’s time to take a more open-minded and unconventional approach to your company 401(k) investment management strategy. There is an easy option available to avoid the poor mutual fund options that...
