So, ask yourself: are you giving your 401(k) the attention it deserves? Unfortunately, many people are not. Many 401(k) participants have no idea what they own in their 401(k). What their better mutual fund options are. Or how much stock and bond market risk they are...
I talk with several individual 401(k) participants each day. I have a growing concern that few are prepared for the potential risk of principal loss. The last 12 years has lulled many 401(k) investors into a false sense of continual optimism. Stocks and bonds have...
If you enjoy the on-hold music when you call your 401(k) provider, this blog post is not for you. Are you taking full advantage of the latest and greatest 401(k) investment advice tools? What if you spent as much time planning your next post-COVID 19 vacation as you...
The primary purpose of owning bonds in a company 401(k) account is to reduce the risk of stock market exposure. The 60/40 portfolio mindset is a huge part of the current individual 401(k) investor generation. The most popular 401(k) option toady are target date mutual...
The NCAA selection committee will announce on Sunday night the field for the 2022 NCAA Men’s Basketball Tournament. Ready or not, “March Madness” begins later this week. The tournament begins with 68 teams (including the four “play-in” games). A total of...
In case you have been busier than usual, here are the relevant financial headlines from last week. Each headline can affect your 401(k) value in a big way going forward. More proof of higher-than-expected inflation. Russian troops surround Ukraine on three sides. With...