If a target date mutual fund was your favorite sports team. They would miss the playoffs this season. In the last few weeks, lawyers filed six separate suits against 401(k) sponsors. Each of these lawsuits charged the BlackRock target-date funds with deficient...
Investing in a target date mutual fund in your 401(k) is popular. One of the main selling points of target date mutual funds is this. Investors closer to their desired retirement date are provided more principal preservation. Younger investors with years to invest in...
It is crazy to me those individual investors who are surprised by their 401(k) account losses so far this year. They paid no attention in their “buy-and-hold” world. They delayed any logical and disciplined investment management decision. When their 401(k) account...
Like many things in the investment management world. Selecting 401(k) mutual funds comes down to a basic math problem. The answer to the “what to buy?” question is solved by ranking your 401(k) mutual funds by annual costs. Then by annual investment performance. Why...
No sold stock market bottom predictions from me. The financial services media is full of investment advisors who offer that content. My 401(k) advice clients do not pay me for forecasts. They pay me for ongoing results. In both up and down stock markets. Right now,...
401(k) investing can feel good when things are going well. Remember how you felt when you opened your year-end 2021 statement? Your 401(k) account value was never higher. A few months later, the exact opposite feeling. 401(k) investors might not have found the courage...
