The cost of 401(k) inaction

The cost of 401(k) inaction

The cost of inaction can do great harm to a 401(k). The required investment management decisions are opportunity costs. The core of these decisions are annual fees and maximized investment performance. Mutual fund selection in your company 401(k) account is always a...
401(k) losses upset clients the most

401(k) losses upset clients the most

I have provided investment advice to individual 401(k) plan participants for 24 years. I know the following fact about individual 401(k) investor behavior to be true. Individual investors rarely get upset. With 401(k) principal losses within their acceptable range....
Your 401(k) Needs Protection

Your 401(k) Needs Protection

When choosing the 401(k) mutual funds you own. Nobody sets out to make a poor investment management decision. Too often, that is exactly what happens. It comes as no surprise that individual 401(k) investors are their worst enemies. There are many reasons. Let me...
Are you spinning your 401(k) wheels?

Are you spinning your 401(k) wheels?

Even small 401(k) investment management hurdles can seem like insurmountable obstacles. There are only so many hours in a day. Individual 401(k) participants have too many other issues to deal with. You may have received bad 401(k)advice in the past or received no...