The S&P 500 is on the verge of back-to-back annual 20%-plus gains. Many individual 401(k) investors I talk to are concerned. They know. Stock market gains can disappear quickly. In the study which they first described prospect theory, Daniel Kahneman and Amos...
In the past, you could always “buy-and-hold” your 401(k). To grow and preserve your 401(k) account value. Quick question. What other area of your personal or business life can you set on hold forever? Pay no attention. Devote no time. No research. “Set-and-forget.”...
Every once-in-a-while you have to ask yourself this question. Most times when you don’t have time to think about the answer. “How much stock market risk am I willing to take in my 401(k) account?” This question is especially important now. Due to the fact of your Q3...
Everyone has blind spots. Areas of their life that includes a set of obvious facts that are not obvious to them. They choose to “don’t care” or “don’t have time.” Sometimes, it is a combination of both. It might be time to decide how much you care about your 401(k)...
I am tired of useless information provided to individual 401(k) participants. There is only so much attention span available. How can a 401(k) investor decide what information is helpful? To improve his or her mutual fund investment management decisions? Here is my...
It is that time of year. Casual financial news readers overwhelmed with articles about the merits of year-end rebalancing. Once a year, a 401(k) rebalance is a promising idea. The U.S. stock markets have closed at all-time highs recently. Your 401(k) has the largest...