Each day, I get out of bed with the same thought. No matter the day or time.
Every individual 401(k) participant I contact. Via telephone, e-mail, or a reader of my blog posts. They will realize one or more of the following conditions.
“I have a clear 401(k) mutual fund “cost of the problem.”
If you keep guessing at which mutual funds to own in your 401(k), the problem will continue. And cost more money and opportunity.
You likely own a mutual fund in your 401(k) that has not gone up in value as much as the popular stock market averages.
You have taken all the stock markets risks. But not enjoyed all the stock market investment returns you deserve.
You likely own a mutual fund in your 401(k) that falls in value at a faster rate than the popular stock market averages.
In a declining stock market, more of your 401(k) principal is at risk. More often.
“I want to make the decision to finally solve my 401(k) mutual fund problem.”
It starts with education. Individual 401(k) investors have no idea. Of the availability and level of sophistication of mutual fund analysis.
Not overly complicated. Or full of financial jargon.
Do you plan fantasy football? Then you can improve your 401(k) mutual fund selections.
“I don’t know what I want from my 401(k), so how do I know what I need?”
Experience comes in handy here.
I opened my first individual 401(k) advice relationship in the summer of 1999.
When you go to your doctor, you don’t tell him or her what you need. Your doctor diagnosis your health condition. Then tells you what you need.
I can help you improve your 401(k) mutual fund decisions.
It will take you less than ten minutes. To copy your default 401(k) mutual fund menu. And connect with me on LinkedIn.
Maybe you own the best mutual funds in your 401(k) now. If you are not sure, or want confirmation, let’s connect.
I have spent the last several years trying to figure out the best way to share my 401(k) advice content. I have tried Twitter, Facebook, company web site, and LinkedIn Groups. I now realize nothing beats a well-crafted newsletter delivered to your inbox once a week.
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