In 2019, the S&P 500 index gained 31.49%. That number was more than three times higher than its average gain of 10.6% over its 50-year average. That is the only good news you are going to get from me in this blog post. Now, this is the reality of the current stock...
As you may know, on Wednesday, March 11th, the World Health Organization officially declared the coronavirus outbreak a global pandemic. Due to the situation, all in-person appointments at Lager & Company, Inc. are canceled until further notice. Instead, we will...
There are two types of mutual funds available on your company 401(k) retirement plan menu. First, there is an active mutual fund. This is the most commonly known type of mutual fund. An active mutual fund manager tries to justify their higher annual management fees by...
“The four most expensive words in the English language are “this time it’s different.” – Sir John Templeton Oh, how many times I have heard an individual company 401(k) retirement plan participant utter words that were eerily similar to quote above. For those...
Most likely, you have not paid much attention to your company 401(k) retirement plan account over the last few years. Honestly, why should you? All-time high stock market highs have been the norm. Every month, the combination of your payroll contributions and the...
Think back to your last major decision. Maybe it was a career move, a relocation, a medical treatment, or something to do with love. Did you make a quick choice without exploring your options? Or did you conduct research and gather as much information as possible?...
