It’s too late for you to worry about the most common 401(k) investment management regret. You know the one I am talking about. “What do I buy?” The good news is that that stock market has “bailed you out” over the last few quarters. Provided you with the gift of a...
The stock and bond market risk levels have changed. You have seen the headlines. Even if you don’t pay attention every day. Take a good look at the mutual funds you own now in your 401(k). The annual fees and expenses first. Are you receiving the investment returns...
Congratulations on your all-time high 401(k) account balance. Oh wait! That was at the end of June. Sorry. As you know … The stock market has other ideas. I focus a good part of my investment advice practice on individual 401(k) investors.Because most of them don’t...
Every few years. You know it can happen. But most 401(k) investors don’t pay attention when it happens. “Buy-and-hold” fails as a successful long-term 401(k) investment management strategy. The reason has nothing to do with investment management. The reason is...
A few weeks ago, I hit a deer with my Jeep. On the way to my cabin in Canada. The last few miles of the trip is remote. Dotted with many of God’s creatures. Each one enjoying the summer weather. Often in the road. I always pay close attention. Even when I have the...
You probably received your June 30, 2024, quarterly 401(k) statement by now. Congratulations on the all-time high account balance. Let’s be honest. You and I both know your 401(k) success has nothing to do with your mutual fund picking abilities. Stop me if you have...