Stock market corrections can often look very scary. That is a problem because fear is every 401(k) investor’s worst enemy. It is what drives 401(k) investors to make irrational and shortsighted decision. instead of sticking to a coherent strategy. What Is a...
The smart speaker and voice assistant revolution are going on in your home and office right now. Check the weather, order groceries, make appointments and get the sports scores. All you must do is ask. You can bet large 401(k) plan providers like Schwab and Fidelity...
There is a good chance your 401(k) default mutual fund option is a target date mutual fund. A recent study by Fidelity confirms that fact. A whopping 98% of all employers allow workers to invest their 401(k) money in a target date fund. And 92% of 401(k) accounts use...
The mutual fund on your 401(k) retirement plan menu is always listed in alphabetical order. Well, there is a research report a couple of years ago that confirmed that fact. And it found that mutual fund names beginning “early in the alphabet” are more likely to...
It is that time of year again. Individuals finding time in late December to set resolutions for the New Year. At least one of those New Year’s Resolutions should be to manage your investments better in 2022. Plain and simple, a resolution is a promise that you make to...
I have been providing investment advice to individual investors for over 37 years. Over that time, I have learned one of the most important aspects of my job.The current U.S. stock and bond market risk levels are much higher now than they were even a few weeks ago....