Stock market risk management is an essential element of 401(k) investing. Few individual 401(k) investors know what risk management means. Let us be clear about what I mean using stock market risk management. With my 401(k) advice clients, I use the term “manage...
I hear individual investors complaints. About the lack of promising 401(k) investment options. Some household name companies have less than ten mutual fund options on their 401(k) menu. Many of those mutual funds have lagged the investment performance of the U.S....
It sounds easy to do. Cut the stock and bond market losses as soon as possible in your 401(k). It turns out that common sense statement is much harder to put into practice for most 401(k) investors. Stop loss strategies are one of the most crucial elements of 401(k)...
A challenge I face providing 401(k) advice might be a surprise. I know the best mutual funds to own in your company 401(k) menu. The best mutual funds stand out on any default 401(k) menu. The biggest challenge I face is getting my 401(k) advice clients to sell their...
Do you want to preserve your 401(k) value during periods of extreme stock and bond market volatility? The key is not to “sell everything” and curl up in the fetal position under your desk. At home or at work. Instead, take a current inventory of the 401(k) mutual...
The Federal Reserve is set to raise interest rates this week. Included in the most recently released minutes of meeting of this group was a new phrase to add to your investment management vocabulary. Quantitive Tightening. You do not have to understand the Fed balance...