It is crazy to me those individual investors who are surprised by their 401(k) account losses so far this year. They paid no attention in their “buy-and-hold” world. They delayed any logical and disciplined investment management decision. When their 401(k) account...
Like many things in the investment management world. Selecting 401(k) mutual funds comes down to a basic math problem. The answer to the “what to buy?” question is solved by ranking your 401(k) mutual funds by annual costs. Then by annual investment performance. Why...
No sold stock market bottom predictions from me. The financial services media is full of investment advisors who offer that content. My 401(k) advice clients do not pay me for forecasts. They pay me for ongoing results. In both up and down stock markets. Right now,...
401(k) investing can feel good when things are going well. Remember how you felt when you opened your year-end 2021 statement? Your 401(k) account value was never higher. A few months later, the exact opposite feeling. 401(k) investors might not have found the courage...
It is easy to fall into the trap. The trap set by the financial media talking heads. The stock market rally last week touted as “the bottom” of the current stock market decline. Because the Federal Reserve seems to be done raising interest rates for the near future....
Dear (name of company) 401(k), This letter is to notify you of my resignation. From further participation in future 401(k) principal losses. I took the time to review my June 30, 2022, quarterly 401(k) account statement. I cannot take it anymore. Mentally,...
