I am an individual 401(k) investment advisor. Advising clients in all industries. In all levels of business and economic education and sophistication. There is one thing that my 401(k) advice clients have in common. They’re always thinking about the growth and safety...
In the past, you could always “buy-and-hold” your 401(k). To grow and preserve your 401(k) account value. Quick question. What other area of your personal or business life can you set on hold forever? Pay no attention. Devote no time. No research. “Set-and-forget.”...
Every once-in-a-while you have to ask yourself this question. Most times when you don’t have time to think about the answer. “How much stock market risk am I willing to take in my 401(k) account?” This question is especially important now. Due to the fact of your Q3...
It is easy to fall into the financial media talking head trap. The post-election stock market rally. Or the year-end stock market rally. There is one more. The Federal Reserve lowering interest rates rally. The financial media will grab on to any reason they can find....
Everyone has blind spots. Areas of their life that includes a set of obvious facts that are not obvious to them. They choose to “don’t care” or “don’t have time.” Sometimes, it is a combination of both. It might be time to decide how much you care about your 401(k)...
I am tired of useless information provided to individual 401(k) participants. There is only so much attention span available. How can a 401(k) investor decide what information is helpful? To improve his or her mutual fund investment management decisions? Here is my...