Every few years. You know it can happen. But most 401(k) investors don’t pay attention when it happens. “Buy-and-hold” fails as a successful long-term 401(k) investment management strategy. The reason has nothing to do with investment management. The reason is...
The stock and bond market risk levels have changed. You have seen the headlines. Even if you don’t pay attention every day. Take a good look at the mutual funds you own now in your 401(k). The annual fees and expenses first. Are you receiving the investment returns...
Almost every business day, I jump out of the virtual bushes. And surprise an individual 401(k) investor with my phone call or e-mail. My contact always comes as a surprise. Because I always ask a detailed question about their 401(k) account. One they were not...
The do-it-yourself approach to managing a company 401(k) account is under pressure. And intense scrutiny. Due to the volatile stock markets and rising interest rates. Seeking independent professional 401(k) investment advice has a cost. That cost is the first casualty...
You have likely watched the value of your 401(k) account roller coaster ride over the last few weeks. Most individual investors don’t pay any attention to their 401(k) accounts. They realize their lack the knowledge and experience. With stock and bond market...