Dear (name of company) 401(k), This letter is to notify you of my resignation. From further participation in future 401(k) principal losses. I took the time to review my June 30, 2022, quarterly 401(k) account statement. I cannot take it anymore. Mentally,...
The popular 401(k) investment management strategy has failed you once again. Right on cue, “buy and hold” blew up your 401(k). The last time the losses were this large was 2008-2009. What do you expect? “Buy-and-hold” is a mutual fund company marketing strategy....
Here is a great summer investment management analogy. I worked hard on this one. Imagine you are alone in a sailboat on the water. How would you determine where you want to go? You cannot control which way the wind blows. But you can control how you respond to it. So,...
A few months ago, your 401(k) statement printed a record high dollar value. That was then. We are in a much different stock and bond market environment now. What steps are you taking now to preserve your 401(k) principal? For the last several years, you never had to...
I am going to attempt to explain what the three main benefits are of individual 401(k) advice. These are the three main elements my clients have told me they value the most. Customization: My 401(k) advice clients are busy professionals. My clients do not have time to...
