Safety first in your 401(k)

Safety first in your 401(k)

by | Jul 19, 2023 | 401k Advice, Blog, Educational

I talk with several individual 401(k) participants each day. I have a growing concern that few are prepared for the potential risk of principal loss. The last 13 years has lulled many 401(k) investors into a false sense of continual optimism. Stocks and bonds have...
Your 401(k) is too complex

Your 401(k) is too complex

by | Jul 12, 2023 | 401k Advice, Blog, Educational

When it comes to 401(k) investing, it is always best to keep it simple. That is my main message to all individual 401(k) investors. Mutual funds should make life simple. Many popular 401(k) mutual funds were founded in the 1920’s and 1930’s. For smaller investors who...
The Self-Directed Brokerage 401(k)

The Self-Directed Brokerage 401(k)

by | Jul 5, 2023 | Uncategorized

Every 401(k) retirement plan offers a default mutual fund menu. The mutual funds selected by your employer and plan administrator. The menu of mutual funds limits the fiduciary liability issues for both parties. Individual 401(k) participants may also have a...
Useless 401(k) information

Useless 401(k) information

by | Jun 28, 2023 | 401k Advice, Blog, Educational

I am tired of useless information provided to individual 401(k) participants. There is only so much attention span available. To anyone at any time. How can a 401(k) investor decide what information is helpful? To improve his or her mutual fund investment management...