The Debt Ceiling and your 401(k)
Yes, it’s back. Economists, pundits, and politicians. Along with individual investors. All saying the same thing: “Here we go again.” On January 19, the United States officially hit the debt ceiling. Now, you probably didn’t notice anything different when you woke up...
Spring 2023. Plant your garden. But weed your 401(k).
Managing your 401(k) mutual fund portfolio has more to do with gardening than you might imagine. I have found that the concept of “gardening” tends to resonate with individual 401(k) investors. Let’s see if I can help you make the same connection. Spring is time to...
Why a Stable Value Fund Belongs in Your 401(k)
Over 80% of U.S.-defined contribution plan sponsors offer stable value funds. In their default retirement fund lineup. According to 2022 data from MetLife. I have yet to meet with an individual 401(k) investor who can explain a stable value fund. Or use it to preserve...
