I am tired of useless information provided to individual 401(k) participants. There is only so much attention span available. To anyone at any time. How can a 401(k) investor decide what information is helpful? To improve his or her mutual fund investment management...
Individual 401(k) investors are unfamiliar with fiduciary investment advisors. Independent, third-party investment advisors can provide investment advice to 401(k) participants. Investment advisors affiliated with a company retirement plan provider cannot provide...
Dollar-cost averaging. Promoted as one of the main pillars of any 401(k) account investment management strategy. This strategy suits many 401(k) investors. Each month, money is added to their 401(k) account. Through personal contributions and company-matching...
Retail investors have chased stocks much higher so far in 2023. Much of the enthusiasm due to the upcoming “Fed pivot.” And as a result, no long and prolonged recession. The Fed pivot takes place only when inflation stalls. The goes down. And the Federal Reserve...
I would like to take a few minutes of your reading time to clear up a minor investment advice issue. This issue I am sure is minor for you. I run into this issue several times each week. 401(k) investment advice is not financial planning. This is an important...