Here’s a common 401(k) investment management mistake I often see: “Buy the Dip.”When combined with “Buy-and-Hold.”Destruction of 401(k) principal is guaranteed at some point in time. The loss of years of personal 401(k) contributions.Along with years of...
An individual 401(k) investor’s assessment of value is subjective.Can vary from client to client. Improved investment performance.Lower annual costs.Stop guessing at “what to buy” in their 401(k). My job is to prove the value of 401(k) investment advice.So, they don’t...
Huge issues you are dealing with now in your 401(k). How to best preserve your 401(k) principal. You can’t “set-it-and-forget-it. When it’s time, it’s time.And it is past time for a better 401(k) preservation decision. Not necessary to “sell everything.”Good idea to...
Do you have a plan to preserve your account value now? To know the 401(k) mutual funds you own now.To know the stocks you own in the mutual funds.To know how much stock, and how many bonds, in the mutual funds. So you can determine EXACTLY your current 401(k) risk...
You, and your 401(k), deserve better. Like night follows day.It would be funny.If it weren’t so predictable. The talking head investment managers.The mutual fund marketing departments.The financial-literacy experts. “Stay the course.””Stick with your...