Even small 401(k) investment management hurdles can seem like insurmountable obstacles. There are only so many hours in a day. Individual 401(k) participants have too many other issues to deal with.
You may have received bad 401(k)advice in the past or received no advice at all. You ended up “guessing” at which 401(k) mutual funds to own.
Whatever the hurdle looks like, it is easy for people to get stuck. Spinning their 401(k) wheels. But never getting closer to their retirement dreams.
Every few years. An endless cycle.
Several years of individual and company-matching 401(k) contributions and investment gains. Gone in a matter of a few weeks.
The good news is that the answer is simple. Make small but meaningful 401(k) mutual fund adjustments. You will find peace of mind and get back on track.
Unfortunately, many people do the opposite of this. When confronted with 401(k) confusion, too often they try the same thing that got them stuck in the first place. Or they throw more money at the problem, hoping it will work itself out.
Hope is not a successful long-term 401(k) investment management strategy.
I help 401(k) participants sort through their mutual fund menu. I help figure out what small adjustments you can make to upgrade the mutual funds they own. And preserve their 401(k) principal in the initial stages of a stock market decline.
Are any of your 401(k) mutual funds stuck?
Are you making progress? Or are you stuck? Are you moving toward your desired retirement date at a steady pace…or have you hit a snag?
If you feel stuck with your 401(k) mutual funds now, I would like to offer a free second opinion. There are likely some small adjustments you can make to get moving again.
Together, we can look at your entire 401(k) mutual fund menu. We can figure out where things are stuck and what we can adjust.
We can make those small but powerful adjustments that make all the difference. So, you do not have to keep spinning your 401(k) mutual fund wheels.
Small 401(k) mutual fund adjustments can get you moving again. On your way to 401(k) preservation of principal. And long-term growth.
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